I can hardly believe that by September of this year our 2007 Kia Sedona will be paid for. This was the first vehicle that either one of us owned that was new. The Kia will be paid off 1 year early, I know that does not seem like much but that is one less year paying interest. Once we are done paying for this then we will put those payments toward the credit card with the highest interest rate. If we keep within our budget then by July of 2013, three of our credit cards will be paid off. Those will be our last three credit cards. December of this year the first card will be paid off and the next one in January.