I sat down and did it. I wrote down where all the money goes and it is amazing how much goes on impulse items. I wrote down all of our debt and figured out to get everything paid off. We will be trying to use the Dave Ramsey method of snowballing. I even wrote down on the calendar when each bill needs to be paid to avoid late fees. If everything works out then we should have everything but the mortgage paid off in 4 years. I will be looking for a job in the fall to try to help out more. I am only buying items that we have to use. We are eating out of the stockpile for the next week or so.