Free Subscription to Sports Fishing

Sport Fishing 12 complimentary issues. Just fill out form and you will begin to receive in 6-10 weeks.

Free Tide to Go Pens

Who needs a Tide to Go pen? They’ll be giving away 5,000 Free Tide To Go pens on Sunday – January 9, 2011 at 8pm EST. Keep a Tide to Go pen on hand for those unexpected fresh food and drink stains!

Free Sample of Dentek Floss Picks

Sign up for a free sample of Comfort Clean Floss Picks.Your sample will come in about 4 to 6 weeks directly from DenTek .

Thanks, Freebies4mom.

Dr. Oz giving away 2,011 pairs of Nike shoes tomorrow!

 Dr. Oz is giving away 2,011 Nike Shoes tomorrow, January 4th, 2011.

In order to win one of the 2,011 Nike Shoes you will want to go here at EXACTLY 3pm.  These WILL go FAST!

Thanks to Coupon Bandits

Free subscription to Newsweek

All you have to do is fill out a short survey and you will get Newsweek in a couple of weeks. I get most of my free magazines through RewardsGold.  Just go here to fill out the form.

menu planning for 1/3-1-9

Monday- Tuna casserole, green beans, and biscuits
Tuesday- Spaghetti, sweet peas, pineapples, garlic bread (salad)
Wednesday- Fried/baked chicken, rice, and cream corn
Thursday-Chili and crackers
Friday-Leftovers
Saturday- Nuggets, corndogs, and fries
Sunday- Fried/baked porkchops, mashed potatoes, green beans

Most of these items are already in my stockpile except the pork chops and garlic bread.  Hopefully I can find a simple recipe for garlic bread.

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This policy is valid from 03 January 2011

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Goals for 2011

My goals for this year is to pay off 2 credit cards and to lower one to less than  $1000. One day I will have the nerves to reveal how much in debt we are in.  I am going to try to start using the envelope method.  Basically I will withdraw money each week and put in different envelopes with the amount of money that can be used for the week. The bills that will not be paid by envelope are the mortgage, credit cards, water bill (has to be mailed to FL), and phone bill. I need to sit down and do a budget and set up payment schedules for all bills so that they are paid on time to stop late charges from being applied to accounts. Budgets, budgets that is something that has been a hard word in this house. I have a hard time putting a budget down, but I know that I need to do it. I HAVE TO DO IT.  We need to put money back in an emergency fun and I know how important it is to have one.  A couple years ago my husband was in a car wreck and he was the only one working at the time.   He was hurt so badly that he had to have an operation on his leg and went through several months of physical therapy.  Luckily we had disability insurance and it helped over the months that he was not working.  It helped but it was not enough and we used our savings to tide us over during this time. The savings have never been rebuilt since then and it is time that we start again.  There are several places that have free budget software.

Microsoft Office downloads

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